💰
Mortgage Must-Knows
SAVE THOUSANDS ON YOUR HOME LOAN
01
Check Your Credit Score
A score above 740 gets you the best rates. Check 3-6 months before applying.
02
Shop Multiple Lenders
Compare at least 3 lenders. Even 0.25% difference saves thousands over 30 years.
03
Understand All Costs
Look beyond the rate: closing costs, PMI, and points all affect your total cost.
04
Lock Your Rate
Once you find a good rate, lock it in. Rates can change daily during your process.
Pro Tip: Getting pre-approved strengthens your offer in competitive markets