First Time Buyer Guide - Red Theme
BUYER'S GUIDE
First-Time
Homebuyer Checklist
Your roadmap to homeownership
1
Check Your Credit Score
Review your credit report and aim for 620+ for most conventional loans.
2
Get Pre-Approved
Know your budget before you start shopping. It makes your offer stronger.
3
Save for Down Payment
Aim for 3-20% down. Don't forget closing costs (2-5% of purchase price).
4
Find Your Dream Home
Work with a trusted agent who knows your market and priorities.