BUYER'S GUIDE
First Time Home Buyer
Your step-by-step roadmap to homeownership
Victoria Sterling
1
Check Your Credit Score
Review your credit report and address any issues. Aim for 620+ for conventional loans.
2
Get Pre-Approved for a Mortgage
Know your budget and show sellers you're a serious buyer with financing ready.
3
Define Your Must-Haves
List your non-negotiables: location, bedrooms, schools, commute time.
4
Tour Homes & Make an Offer
Visit properties, compare options, and submit a competitive offer.
5
Close & Get Your Keys
Complete inspections, finalize financing, sign papers, and move in!